Have you achieved CLAIM SUCCESS™ with your hurricane Michael damage claim?

Craig Kugler: Hurricane Michael insurance dispute & recovery expert. Have you achieved Claim Success™ with your hurricane Michael insurance claim? Licensed & bonded FL P.A. Certified Insurance Appraiser; Independent insurance appraiser; Certified Insurance Umpire Florida; Windstorm Appraiser Florida; insurance appraisals; insurance claims; insurance claim disputes. Florida hurricane damage & recovery claims. Certified appraiser and dispute expert. Offices in Stuart & Lynn Haven, Florida.
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800-369-7553

Corporate HQ: P.O. Box 601, Stuart, FL 34995 • Aux. office in Lynn Haven, FL

Corporate HQ: P.O. Box 601, Stuart, FL 34995 Aux. office in Lynn Haven, FL

Certified Windstorm Umpire • Certified Independent Appraiser • FL P.A. A-146608

Certified Windstorm Umpire • Certified Independent Appraiser • FL P.A. A-146608

850-692-4606

850-692-4606

Most people have no idea that they can disagree with their

insurance company's determination of the value of a loss.

© 2019 Claim Specialists, Inc.  All rights reserved.

Sample Policy Clause

At right is a sample of

a typical Appraisal Clause.


Keep in mind that all policies

are different, and you should

refer to your own policy to

obtain all of your policy's coverage details.

Did you know:

As an insured, you have rights

to a swift and inexpensive resolution of your claim loss?

Having facilitated many insurance disputes in various states, I have found that as a professional Umpire I have attained the skills to also be considered an expert Appraiser. This experience has led to understanding that the "ADR", or Appraisal Process is:

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WIND INS NETWORK UMPIRE LOGO
  • A FAST TRACK TO PAYMENT AND RESOLVE ON A DISPUTED INSURANCE CLAIM.
  • The Appraisal Process is full and final for the parties – all within a short period of time.
  • THE COURT SYSTEMS ARE CLOGGED WITH CASES, AND LITIGATION CAN TAKE YEARS.

WHY WAIT?

  • How many cases can be effectively handled within the Court System?
  • Appraisal sets the “Amount of the Loss” thus, effectively eliminating long-unknown outcomes, delays & costs associated with being in COURT!
  • Pending lawsuits will take years to conclude. Do you have the time, resources and funds In order to prevail through litigation in the COURTS?

FOR EXAMPLE:

What better way to establish the value of the property loss in question?

Once the "Amount of the Loss" is established with 2 out of 3 signatures, the appraisal is final and binding.

All lines of insurance-stated coverages are open in appraisal, so you can not only establish the proper amount of the loss to the building, but also that of any additional other coverages afforded under the terms and conditions within your Insurance Policy.


This means you can establish damage amounts to personal property or contents; period of restoration to put the building back to a pre-loss condition; mold; loss of rents; additional living expenses, Out-buildings; and code costs incurred to meet the current Florida Building Codes.


Appraisal can resolve more than just the costs to rebuild or replace the structure.

Feel free to contact us with any questions and concerns that you may have.

The fastest way to resolve a disputed insurance claim is afforded through this Appraisal process.

It’s what you don’t know that is so important to properly maneuver through.


Let us assist you with your needs so that you can prevail. A CLOSED CLAIM FILE IS A GOOD CLAIM FILE.

Don’t close your claim file until you know all of your options available to you.

CSI embraces this neutral process. Know who you are dealing with.

Always know the credentials of – and the references for – any expert that you may be considering to utilize as your professional dispute expert.